How about that headline: Internet Marketing Secret Revealed...sounds like I used to be a copywriter at some point, doesn't it? (I was.)
So, what's this thing that's so great that it deserved an exclamation point in its title?
Actually, you're reading it right now. It's article writing done right.
Let me back up. Naturally when one thinks about internet marketing one conjures up images of squeeze pages and opt in lists and autoresponders...and on and on...in fact internet marketing is it's own category of business...and to do it right you need to know what all of those things are and pronto!
All of the things I mentioned are GREAT at fulfilling the AUTOMATED PART of the marketing process. Each plays a very valuable role.
But when you throw article marketing into that mix, you have the opportunity of Google and the other engines finding your article in this article directory. What do they do then? They show it as a result of their searches when someone has keyed in words looking for what you have written about.
It's all about providing a service to the engines for ones own benefit. No harm. No foul.
Here's an example. You write an article on "Happy German Songs." You post the article to a well established directory. And now when someone out there in the entire world enters something LIKE Happy German Songs into their search box, your article has the POTENTIAL to be one of the ones that comes up.
Depending on the competitiveness for that exact phrase, your article might even rank as the #1 result of that find.
The real internet marketing secret revealed here is that in your Resource Box which accompanies your article that has just come up as a natural result of that phrase, is A LINK TO YOUR WEBSITE!
So if after reading your article, the person has more interest in YOUR content, they will continue to click through and find it at your site.
Can you see now why I put the exclamation at the end of "Internet Marketing Secret Revealed!" now?
from: articlesbase.com
Rabu, 30 Juli 2008
The Truth About Pay-per-click Advertising
Pay-per-click advertising can generate traffic right away. Pay-per-click advertising, however, should be handled like any other form of paid advertising: Gingerly, and with a clear, quantifiable short- or medium-term goal in mind. Pay-Per-Click (PPC) advertising is simply one of the most cost effective ways to advertise online, because you decide the specific keyword searches where your advertisement is displayed.
Pay per click will not optimize your site so that it reflects who you are and what you offer. Pay per click search engines have been around for several years, with Yahoo. Pay per click search engines often include organic listings after their paid listings, and mainstream search engines increasingly are including results from pay per click search engines along with their free, organic listings. Pay Per Click (also known as Pay Per Ranking, Pay Per Placement, Pay Per Position or Cost Per Click) enables you to list your site at the top of search engine results by advertising on keywords that best, describe your product or service.
Google started search engine advertising in December 1999. Google is not a pay per click search engine, but it does provide pay per click advertising in text ad boxes to the right of search results it delivers. Google has developed their own pay-per-click program called Google AdWords.
Traffic The Google Network reaches about 80% of Internet users Interface Ads appear alongside, or above the results on Google. Traffic is good, but the bottom line is really conversions.
AdWords is based on a market model and advertisers will pay the max price they can afford. AdWords offers pay-per-click (PPC) advertising, and site-targeted advertising for both texts and banner ads.
Advertisers bid on keywords they predict their target market will use as search terms when they are looking for a product or service. Advertisers using these bid on "keywords," which can be words or phrases, and can include product model numbers. Advertisers specify the words that should trigger their ads and the maximum amount they are willing to pay per click.
Quality traffic will bring you a higher percentage of success, in terms of seeing your visitors complete a transaction, or subscribe to the service that you provide.
Pay-per-click (PPC) advertising and campaigns are the premier way of advertising on the Internet. Ok so how would you like to get all of your pay-per-click (PPC) advertising for free . There is a new and
powerful system which will pay off if you're willing to invest even a small quantity of time in it per week. Get Google Ads Free is a program that claims to show marketers how to get their Pay Per Click (PPC) advertising at no cost, and thus dominate their competitors and make loads of cash. Get Google Ads Free is a serious tool which should be considered by any one looking to boost their online income, especially those who have a blog or website, or were considering starting a blog.
And let me tell you it work’s ! I’ve been using it for the past few months now and I have made tons of cash!. I used this system on my church website and was able to pay off my building loan in less time
then normally. I am not here to sell this to you but I will say this only once in a lifetime will something like this come along don’t be left behind.
Think you and may God bless you
Rev, Dr. Boyer A Cross
from: articlesbase.com
Pay per click will not optimize your site so that it reflects who you are and what you offer. Pay per click search engines have been around for several years, with Yahoo. Pay per click search engines often include organic listings after their paid listings, and mainstream search engines increasingly are including results from pay per click search engines along with their free, organic listings. Pay Per Click (also known as Pay Per Ranking, Pay Per Placement, Pay Per Position or Cost Per Click) enables you to list your site at the top of search engine results by advertising on keywords that best, describe your product or service.
Google started search engine advertising in December 1999. Google is not a pay per click search engine, but it does provide pay per click advertising in text ad boxes to the right of search results it delivers. Google has developed their own pay-per-click program called Google AdWords.
Traffic The Google Network reaches about 80% of Internet users Interface Ads appear alongside, or above the results on Google. Traffic is good, but the bottom line is really conversions.
AdWords is based on a market model and advertisers will pay the max price they can afford. AdWords offers pay-per-click (PPC) advertising, and site-targeted advertising for both texts and banner ads.
Advertisers bid on keywords they predict their target market will use as search terms when they are looking for a product or service. Advertisers using these bid on "keywords," which can be words or phrases, and can include product model numbers. Advertisers specify the words that should trigger their ads and the maximum amount they are willing to pay per click.
Quality traffic will bring you a higher percentage of success, in terms of seeing your visitors complete a transaction, or subscribe to the service that you provide.
Pay-per-click (PPC) advertising and campaigns are the premier way of advertising on the Internet. Ok so how would you like to get all of your pay-per-click (PPC) advertising for free . There is a new and
powerful system which will pay off if you're willing to invest even a small quantity of time in it per week. Get Google Ads Free is a program that claims to show marketers how to get their Pay Per Click (PPC) advertising at no cost, and thus dominate their competitors and make loads of cash. Get Google Ads Free is a serious tool which should be considered by any one looking to boost their online income, especially those who have a blog or website, or were considering starting a blog.
And let me tell you it work’s ! I’ve been using it for the past few months now and I have made tons of cash!. I used this system on my church website and was able to pay off my building loan in less time
then normally. I am not here to sell this to you but I will say this only once in a lifetime will something like this come along don’t be left behind.
Think you and may God bless you
Rev, Dr. Boyer A Cross
from: articlesbase.com
How to Select a New Advertising Agency
So much advertising these days is ineffective, or worse, owes a lot to the frequency and speed with which clients change ad agencies. If we can encourage you to continue your existing agency relationship, we may help improve the level of your advertising a tiny bit and eliminate some of the frustrations you’re about to endure.
If you still decide to make a change, we’ve identified some of the important questions you should consider as you begin the process.
How badly do you really want to make a change?
Changing agencies often results in a significant waste of your most valuable resources: time, money and the ability to focus on the right issues. Seriously considering the possibility of a new agency is:
Time consuming
Done right, reviewing and selecting a new agency can take months. Done wrong, however long it takes, will have been a wasted effort.
You, or somebody in your company, should be prepared to:
• screen at least a dozen agencies,
•develop a preliminary list of prospects,
• prepare and conduct orientation meetings with each,
• arrange for a visit to your company and with your colleagues,
• attend their presentations,
• deal with the press.
And that’s just the beginning. After the new agency's selected and the contract's signed, you’ll need time to bring them up to speed so they can develop new advertising.
Expensive
The cost of conducting a review will affect everything from your travel and entertainment budget to your miscellaneous expenses. A consultant can facilitate the process, but at a considerable cost, in most cases.
You'll also need to produce the new agency's work, another significant expense. One caveat: Your new advertising had better be good; you'll have paid for it at least twice.
Distracting
Selecting an agency is nearly a full-time job, and you have one of those already. In addition, a proper review will require other key executives in your company to make time available for briefings, interviews, and presentations, not to mention making or reviewing the final selection.
#The wrong problem, the wrong solution.
Too often the decision to conduct an agency review results from factors having little or nothing to do with the company's advertising, or the state of its agency relationship. Advertising's visibility and skyrocketing costs invite decisions based on ego rather than fact, and subjectivity rather than careful analysis. If selected and hired for the wrong reasons, a new agency and its advertising can easily do more harm than good to your market position.
The search.
If you still believe that changing agencies is the right decision, here are some questions to consider as you begin your search.
What went wrong with your last agency last relationship?
Learn from experience. In all probability, both you and your current agency contributed to the situation you've decided to change. What could you have done differently and better? What mistakes were made that, with hindsight, can be avoided in the future? If you're not including your present agency in the review, consider asking them to evaluate you as a client. You'll likely never get a more honest assessment from anyone who knows you as well.
What are your needs?
Ask any agency "What can you do for me?" and the answer is sure to be "Whatever you want." As it turns out, with current technology and the abundance of freelance talent, this can actually be true. But agency flexibility comes at a price, suggesting you determine your company's real needs before you begin discussions with agencies.
Do you want your agency to handle media planning? Placement? Provide you with market intelligence, or rely on what you give them? Work with your sales force, distributors, or dealers? Provide services worldwide, nationally, locally? Just do advertising, or take on promotional materials, collateral and PR? How about direct marketing and your web site?
What are your expectations?
Once into the relationship how will you determine whether it’s successful? An agency can work toward almost any objective, from increasing average monthly sales to winning creative awards. If you don't let your agency know how you intend to measure success, the chances are only fair they'll guess correctly. What you need your agency to do will obviously help determine your criteria. Be objective, set goals that are ambitious but possible, and make sure your prospective agencies understand them.
How will you evaluate the agency's work? This may well be different from how you'll measure success. You and your agency may put brilliant advertising into the marketplace only to see sales not respond for reasons you couldn't foresee or control. Blaming the agency in this instance is unfair, and likely to put you back in the business of looking for another one.
And there's evaluating the relationship itself. The time, money and effort spent hiring a new agency argue for keeping the relation in good health for as long as possible. Beyond whatever measurable goals you set for the advertising and its performance, how will you continue to believe your new agency was the right choice?
What about money?
Budget
Share with prospective agencies your marketing and advertising budgets, including how they are set and whether they are flexible.
Compensation
How do you expect to compensate your new agency for their work? Making your thoughts or requirements known at the beginning of the review process can save you much grief at the end of it.
What compensation, if any, will you provide to agencies involved in the last rounds of the selection process? All the work an agency puts into pitching your business belongs to you, if the agency is compensated by you. While no agency reasonably expects all its pitch expenses to be covered, simple fairness suggests you at least make a dent, especially if you're asking for "spec work" -- advertising created expressly for you.
Do you want to use a consultant?
When news of your review becomes public, you can expect to hear from almost as many prospective agency search consultants as agencies. A consultant can save you time and effort, even to the point of justifying the additional expense. On the other hand, a consultant may further complicate an already difficult process and badly mislead you. If you decide to use one, exercise as much care in the selection process as you would in choosing an agency. A bad consultant isn't likely to help you select a good agency.
A(self-serving) word or two
If you've decided to consider alternatives to your present advertising, please check out our website at http://www.millergroup.net or give us a call at 310-442-0101. We think you'll find us straight-forward, no-nonsense people who just happen to care passionately about the craft of advertising, and who genuinely appreciate the client's vital role in its practice. And if we begin a partnership, we promise we'll do everything possible to make it a long and productive one, for both of us.
from: articlesbase.com
If you still decide to make a change, we’ve identified some of the important questions you should consider as you begin the process.
How badly do you really want to make a change?
Changing agencies often results in a significant waste of your most valuable resources: time, money and the ability to focus on the right issues. Seriously considering the possibility of a new agency is:
Time consuming
Done right, reviewing and selecting a new agency can take months. Done wrong, however long it takes, will have been a wasted effort.
You, or somebody in your company, should be prepared to:
• screen at least a dozen agencies,
•develop a preliminary list of prospects,
• prepare and conduct orientation meetings with each,
• arrange for a visit to your company and with your colleagues,
• attend their presentations,
• deal with the press.
And that’s just the beginning. After the new agency's selected and the contract's signed, you’ll need time to bring them up to speed so they can develop new advertising.
Expensive
The cost of conducting a review will affect everything from your travel and entertainment budget to your miscellaneous expenses. A consultant can facilitate the process, but at a considerable cost, in most cases.
You'll also need to produce the new agency's work, another significant expense. One caveat: Your new advertising had better be good; you'll have paid for it at least twice.
Distracting
Selecting an agency is nearly a full-time job, and you have one of those already. In addition, a proper review will require other key executives in your company to make time available for briefings, interviews, and presentations, not to mention making or reviewing the final selection.
#The wrong problem, the wrong solution.
Too often the decision to conduct an agency review results from factors having little or nothing to do with the company's advertising, or the state of its agency relationship. Advertising's visibility and skyrocketing costs invite decisions based on ego rather than fact, and subjectivity rather than careful analysis. If selected and hired for the wrong reasons, a new agency and its advertising can easily do more harm than good to your market position.
The search.
If you still believe that changing agencies is the right decision, here are some questions to consider as you begin your search.
What went wrong with your last agency last relationship?
Learn from experience. In all probability, both you and your current agency contributed to the situation you've decided to change. What could you have done differently and better? What mistakes were made that, with hindsight, can be avoided in the future? If you're not including your present agency in the review, consider asking them to evaluate you as a client. You'll likely never get a more honest assessment from anyone who knows you as well.
What are your needs?
Ask any agency "What can you do for me?" and the answer is sure to be "Whatever you want." As it turns out, with current technology and the abundance of freelance talent, this can actually be true. But agency flexibility comes at a price, suggesting you determine your company's real needs before you begin discussions with agencies.
Do you want your agency to handle media planning? Placement? Provide you with market intelligence, or rely on what you give them? Work with your sales force, distributors, or dealers? Provide services worldwide, nationally, locally? Just do advertising, or take on promotional materials, collateral and PR? How about direct marketing and your web site?
What are your expectations?
Once into the relationship how will you determine whether it’s successful? An agency can work toward almost any objective, from increasing average monthly sales to winning creative awards. If you don't let your agency know how you intend to measure success, the chances are only fair they'll guess correctly. What you need your agency to do will obviously help determine your criteria. Be objective, set goals that are ambitious but possible, and make sure your prospective agencies understand them.
How will you evaluate the agency's work? This may well be different from how you'll measure success. You and your agency may put brilliant advertising into the marketplace only to see sales not respond for reasons you couldn't foresee or control. Blaming the agency in this instance is unfair, and likely to put you back in the business of looking for another one.
And there's evaluating the relationship itself. The time, money and effort spent hiring a new agency argue for keeping the relation in good health for as long as possible. Beyond whatever measurable goals you set for the advertising and its performance, how will you continue to believe your new agency was the right choice?
What about money?
Budget
Share with prospective agencies your marketing and advertising budgets, including how they are set and whether they are flexible.
Compensation
How do you expect to compensate your new agency for their work? Making your thoughts or requirements known at the beginning of the review process can save you much grief at the end of it.
What compensation, if any, will you provide to agencies involved in the last rounds of the selection process? All the work an agency puts into pitching your business belongs to you, if the agency is compensated by you. While no agency reasonably expects all its pitch expenses to be covered, simple fairness suggests you at least make a dent, especially if you're asking for "spec work" -- advertising created expressly for you.
Do you want to use a consultant?
When news of your review becomes public, you can expect to hear from almost as many prospective agency search consultants as agencies. A consultant can save you time and effort, even to the point of justifying the additional expense. On the other hand, a consultant may further complicate an already difficult process and badly mislead you. If you decide to use one, exercise as much care in the selection process as you would in choosing an agency. A bad consultant isn't likely to help you select a good agency.
A(self-serving) word or two
If you've decided to consider alternatives to your present advertising, please check out our website at http://www.millergroup.net or give us a call at 310-442-0101. We think you'll find us straight-forward, no-nonsense people who just happen to care passionately about the craft of advertising, and who genuinely appreciate the client's vital role in its practice. And if we begin a partnership, we promise we'll do everything possible to make it a long and productive one, for both of us.
from: articlesbase.com
Tips for Your Kerala Tour
Vacation is the time to enjoy and explore the unknown things. People fly to different places to spend their vacation in knowing different culture and people. You can plan your vacation in Kerala enjoying the green look and the flora and fauna of the state called the God’s own country.
Whenever you plan your vacation you must first know about the place you are going to. When you decide to tour to Kerala, you must collect all possible information about Kerala so that you can decide your place of stay and the tourist spots you can visit. Many
websites provide information about Kerala but I suggest you to visit www.keralatourism.indian-seo.com to get all information related to trip to Kerala and you can also book your vacation package through this website.
To make your vacation hassle free you need to plan perfectly and follow a few tips. To plan your trip you can use the website www.keralatourism.indian-seo.com. When done, you need not worry about your boarding arrangements as it will be provided by the tour package.
You can plan your trip to Kerala during the period of October to April. This is the time when the weather will be pleasant. If you plan to undertake Ayurvedic treatment then you can choose the monsoon season because this is the most effective time for the treatment. All the tourist spots in Kerala will be open all the time so you can plan your vacation at your convenient time.
As with any other travel, don’t carry all the money in your hands when you explore Kerala. Take the required amount of money in your hand and keep the rest safe in your hotel room. The currency in use in Kerala is the Indian rupee. However you can carry your own foreign currency as they can be exchanged with the banks in Kerala. There are many private banks that are open from 8 am to 8 pm to serve you. You must take care of your belongings carefully.
The climate will be pleasant and tropical. It is advisable to carry sunglasses to protect your eyes, sunscreen lotions to protect your skin and other outfits you need. It is better to wear cotton clothing. You won’t need winter clothing as it will not be necessary. You can carry an umbrella as there will be rainfall during the monsoon season.
When you undertake Ayurvedic treatments, be sure to fix an appointment with the centers and be on time. Keep your mind relaxed when you are under treatment. The natural surroundings will definitely relieve you from stress. Take care of diet when you are under treatment. You must not give up diet restrictions to obtain maximum benefit from the treatment.
In general, you don’t need to worry for your food in Kerala. You may be vegetarian or non vegetarian following specific cuisines. Name a cuisine and you can get that food in Kerala. The sea food is very famous in Kerala as there are backwaters and beaches in Kerala. Many people revisit Kerala to taste these sea foods once again. Take care of the water you drink. Ask for mineral or boiled water for drinking. If you follow these tips then you are sure to make your vacation trip a grand success.
from: articlesbase.com
Whenever you plan your vacation you must first know about the place you are going to. When you decide to tour to Kerala, you must collect all possible information about Kerala so that you can decide your place of stay and the tourist spots you can visit. Many
websites provide information about Kerala but I suggest you to visit www.keralatourism.indian-seo.com to get all information related to trip to Kerala and you can also book your vacation package through this website.
To make your vacation hassle free you need to plan perfectly and follow a few tips. To plan your trip you can use the website www.keralatourism.indian-seo.com. When done, you need not worry about your boarding arrangements as it will be provided by the tour package.
You can plan your trip to Kerala during the period of October to April. This is the time when the weather will be pleasant. If you plan to undertake Ayurvedic treatment then you can choose the monsoon season because this is the most effective time for the treatment. All the tourist spots in Kerala will be open all the time so you can plan your vacation at your convenient time.
As with any other travel, don’t carry all the money in your hands when you explore Kerala. Take the required amount of money in your hand and keep the rest safe in your hotel room. The currency in use in Kerala is the Indian rupee. However you can carry your own foreign currency as they can be exchanged with the banks in Kerala. There are many private banks that are open from 8 am to 8 pm to serve you. You must take care of your belongings carefully.
The climate will be pleasant and tropical. It is advisable to carry sunglasses to protect your eyes, sunscreen lotions to protect your skin and other outfits you need. It is better to wear cotton clothing. You won’t need winter clothing as it will not be necessary. You can carry an umbrella as there will be rainfall during the monsoon season.
When you undertake Ayurvedic treatments, be sure to fix an appointment with the centers and be on time. Keep your mind relaxed when you are under treatment. The natural surroundings will definitely relieve you from stress. Take care of diet when you are under treatment. You must not give up diet restrictions to obtain maximum benefit from the treatment.
In general, you don’t need to worry for your food in Kerala. You may be vegetarian or non vegetarian following specific cuisines. Name a cuisine and you can get that food in Kerala. The sea food is very famous in Kerala as there are backwaters and beaches in Kerala. Many people revisit Kerala to taste these sea foods once again. Take care of the water you drink. Ask for mineral or boiled water for drinking. If you follow these tips then you are sure to make your vacation trip a grand success.
from: articlesbase.com
What is the Windows Registry?
Window registry is an integral part of the Windows Operating System and is often responsible for the smooth running of the operating system, or its crashing due to errors that creep into essential files. Before we go to find out what is the Registry cleaner software, let us see what is Windows Registry and what is its role.
Most of the computer geeks would learn about the Registry cleaner software when their computers crash. Of course, this is the expensive way to gain experience, since once you reach to this stage, only a qualified technician would be able to fix the computer; and for that, you would need to pay a hefty fee.
In the simplest terms, the Windows Registry is the brain of the computer where all decisions and major connections and functions are coordinated. There is nothing that a computer does that is not registered in the Windows Registry. This is, in other words, a vast, all-encompassing database, which stores most efficiently all the information possible about the software and the hardware that runs your computer.
The Registry cleaner software is a program that can successfully replace your technician. This program once installed in your computer will prevent over-crowding of the Registry by regularly scanning and removing the ineffective data files. Registry cleaner software also has diagnostic and self-fixing features whereby it can fix your computer in majority of the cases, in case any of the Registry files are corrupted by any error.
The free trial version of the registry cleaner software can be downloaded from the Internet. You can use the demo version to see how the program works. However, the trial version of the registry cleaner software comes with certain limitations. For enjoying the full functionality of the registry cleaner software, it is recommended to buy the original version from the software vendor.
from: articlesbase.com
Most of the computer geeks would learn about the Registry cleaner software when their computers crash. Of course, this is the expensive way to gain experience, since once you reach to this stage, only a qualified technician would be able to fix the computer; and for that, you would need to pay a hefty fee.
In the simplest terms, the Windows Registry is the brain of the computer where all decisions and major connections and functions are coordinated. There is nothing that a computer does that is not registered in the Windows Registry. This is, in other words, a vast, all-encompassing database, which stores most efficiently all the information possible about the software and the hardware that runs your computer.
The Registry cleaner software is a program that can successfully replace your technician. This program once installed in your computer will prevent over-crowding of the Registry by regularly scanning and removing the ineffective data files. Registry cleaner software also has diagnostic and self-fixing features whereby it can fix your computer in majority of the cases, in case any of the Registry files are corrupted by any error.
The free trial version of the registry cleaner software can be downloaded from the Internet. You can use the demo version to see how the program works. However, the trial version of the registry cleaner software comes with certain limitations. For enjoying the full functionality of the registry cleaner software, it is recommended to buy the original version from the software vendor.
from: articlesbase.com
Grab Attention With Promotional Note Pads
Promotional note pads are an item that is gifted at every conference. Whatever be the scale of the occasion or the event of the conference like a world health summit, a meeting with the company's shareholders or a press conference with the media, promotional note pads come to immense use for everyone. These promotional note pads are perfect giveaway products for conferences and they also help in strengthening the company's brand image in the minds of the recipients.
These promotional note pads are perfect utility items that are used for jotting down information, creating to-do lists, noting down contact numbers and other such things. They are useful for all kinds of people which is why they prove to be favourites for everyone irrespective of their age and choice. When these are imprinted with your company's brand name and logo, they are successful in grabbing the target audience's attention. This creates brand awareness and leads to heightened purchases by these recipients. So, with such little investment, these promotional note pads achieve a lot and every time the receivers use them, they thank the company for having gifted them such useful items.
Although printed note pads are of use to everyone, one needs to consider some important factors while purchasing them such as the scale of the occasion, the likes and dislikes of the receivers, the amount of money the company has at its disposal and the kind of products and services provided by the organisation. So, if you want to gift promotional note pads to invitees in a conference which consist of the business associates and select influential clients, you should go for hard bound promotional note pads with pens. However, if you want to purchase promotional note pads in bulk for a road show, you can always select A4 or A6 regular note pads in attractive colours that will not cost too much. So, if these things are adhered to, your promotional advertising will be a a sure shot success.
There are many types of promotional note pads available in the market such as spiral bound daily planners, A3, A4, A5, A6, A7 covered promotional note pads, magnetic price list note pads, note pads in different shapes, logo shaped note pads that can be custom shaped as per your brand requirements and many other categories. For more details on promotional note pads, log on to www.ideasbynet.com which has a huge variety of note pads on display. So, start gifting your regular clients, potential customers and employees with these classy promotional note pads to grab their attention.
from: articlesbase.com
These promotional note pads are perfect utility items that are used for jotting down information, creating to-do lists, noting down contact numbers and other such things. They are useful for all kinds of people which is why they prove to be favourites for everyone irrespective of their age and choice. When these are imprinted with your company's brand name and logo, they are successful in grabbing the target audience's attention. This creates brand awareness and leads to heightened purchases by these recipients. So, with such little investment, these promotional note pads achieve a lot and every time the receivers use them, they thank the company for having gifted them such useful items.
Although printed note pads are of use to everyone, one needs to consider some important factors while purchasing them such as the scale of the occasion, the likes and dislikes of the receivers, the amount of money the company has at its disposal and the kind of products and services provided by the organisation. So, if you want to gift promotional note pads to invitees in a conference which consist of the business associates and select influential clients, you should go for hard bound promotional note pads with pens. However, if you want to purchase promotional note pads in bulk for a road show, you can always select A4 or A6 regular note pads in attractive colours that will not cost too much. So, if these things are adhered to, your promotional advertising will be a a sure shot success.
There are many types of promotional note pads available in the market such as spiral bound daily planners, A3, A4, A5, A6, A7 covered promotional note pads, magnetic price list note pads, note pads in different shapes, logo shaped note pads that can be custom shaped as per your brand requirements and many other categories. For more details on promotional note pads, log on to www.ideasbynet.com which has a huge variety of note pads on display. So, start gifting your regular clients, potential customers and employees with these classy promotional note pads to grab their attention.
from: articlesbase.com
the Evergreen Promo Items
It is said that change is inevitable. A change is the rule of nature and everything in this world has to change with the passage of time. However, there are certain exceptions to this universal law of change. One of them is the popularity of conference bags. The classic conference bag has been in use for quite some time now and continues to make waves on the corporate scene till date. The popularity of these wonderful promotional items does not seem to fade away at all with time. There are various promotional items that have come and gone with the winds of change, but this evergreen promotional item has stayed on forever. And considering the present popularity levels of these wonderful conference bags, they are surely here to stay for a long time ahead.
Conference bags might just make for a simple item but there are certain factors that make this simple item one of the most coveted products on the scene. The utility of this benevolent promotional item is major reason for its consistent performance on the corporate scene. Conference bags are something that a business executive needed yesterday, today and tomorrow. A business executive will not stop going to the office or will not stop attending conferences and seminars. And till the time a business executive is in his usual mode of operation, these conference bags are going to stay in fashion. In other words, these wonderful conference bags are going to work forever and ever.
The utility of these promotional conference bags is just one of the secrets for its evergreen nature. The potential of this wonderful item as a business tool is yet another reason for companies putting it to use every time they are in need of a promotional item for their business. Conference bags might just make for a highly popular promotional gift but they are still not as clichéd as their other counterparts. Every time this magnificent item is put to use, it is able to generate a special response from the audience. Conference bags are a surefire way to get your message more than a glance. Wide reach and exposure makes for yet another reason for the popularity of these conference bags. Great advertising is the forte of these wonderful bags. They are the perfect way to make sure that you are present at literally every conference or seminar in town.
Useful nature coupled with their ability to serve the business with numerous benefits is the secret behind the ‘never say die’ attitude of these conference bags. This wonderful promotional item is surely never going to be out of vogue. To know more on conference bags, simply log on to www.ideasbynet.com.
from: articlesbase.com
Conference bags might just make for a simple item but there are certain factors that make this simple item one of the most coveted products on the scene. The utility of this benevolent promotional item is major reason for its consistent performance on the corporate scene. Conference bags are something that a business executive needed yesterday, today and tomorrow. A business executive will not stop going to the office or will not stop attending conferences and seminars. And till the time a business executive is in his usual mode of operation, these conference bags are going to stay in fashion. In other words, these wonderful conference bags are going to work forever and ever.
The utility of these promotional conference bags is just one of the secrets for its evergreen nature. The potential of this wonderful item as a business tool is yet another reason for companies putting it to use every time they are in need of a promotional item for their business. Conference bags might just make for a highly popular promotional gift but they are still not as clichéd as their other counterparts. Every time this magnificent item is put to use, it is able to generate a special response from the audience. Conference bags are a surefire way to get your message more than a glance. Wide reach and exposure makes for yet another reason for the popularity of these conference bags. Great advertising is the forte of these wonderful bags. They are the perfect way to make sure that you are present at literally every conference or seminar in town.
Useful nature coupled with their ability to serve the business with numerous benefits is the secret behind the ‘never say die’ attitude of these conference bags. This wonderful promotional item is surely never going to be out of vogue. To know more on conference bags, simply log on to www.ideasbynet.com.
from: articlesbase.com
the Key to Brand Marketing
While surfing through Internet one is common in most of the websites is flashing of jazzy banner advertising. Petite and pretty formation of these graphical ads surely turn our heads and our mouse to click upon them. So what are these rectangular piece of ads empowered with to create stimulating effects on its fragment of viewers? Biggies in online businesses bet on these to bring them potential traffic to their traffic. Small players invest on these ads to make a big impression that camouflage their size of business to stand next to bigger competitors. Some site owners simply boast off their latest promotional offer by roping through these crowd pulling ad forms.
As per expert designers of banner ads, share of planning, putting efforts and investment of time involved in banner ads contradict small size of them considerably. To get the banner ad pull heavy and heavier traffic, designers put in great and greater attempts in selection of contents, images, designing tools, experimenting on effectiveness by adding or altering components of banner ads and conducting researches on placement of these ads on publishers etc. As a well composed banner creates huge impacts on surfers, likewise positioning of the banner at the publishers' sites equally potent in bringing traffic. After all, it the that site that acts as the source of traffic for a banner ad. Therefore, an array of factors work behind success of a banner -
1.A catchy headline
2.Keep the prim and simple
3.Limit file size as much as possible to get easily loaded
4.An animated or flash banner is 25% more effective than static banners.
5.Place the banner at a site that do not pose as competitor
6.Discard sites that act as 'banner farm' by clustering too many banners
7.Select the sites that complement the products your site is dealing with.
8.Sites attracting sheer number of Internet users to it is able to drive potential traffic to your site.
With passing of time, banner advertising happens to the advertising tool most of the advertising company and advertisers want to incorporate to their array of advertising campaigns to make sure they can successfully perform task of branding, multiply traffic of visitors and generating sales and profits.
from: articlesbase.com
As per expert designers of banner ads, share of planning, putting efforts and investment of time involved in banner ads contradict small size of them considerably. To get the banner ad pull heavy and heavier traffic, designers put in great and greater attempts in selection of contents, images, designing tools, experimenting on effectiveness by adding or altering components of banner ads and conducting researches on placement of these ads on publishers etc. As a well composed banner creates huge impacts on surfers, likewise positioning of the banner at the publishers' sites equally potent in bringing traffic. After all, it the that site that acts as the source of traffic for a banner ad. Therefore, an array of factors work behind success of a banner -
1.A catchy headline
2.Keep the prim and simple
3.Limit file size as much as possible to get easily loaded
4.An animated or flash banner is 25% more effective than static banners.
5.Place the banner at a site that do not pose as competitor
6.Discard sites that act as 'banner farm' by clustering too many banners
7.Select the sites that complement the products your site is dealing with.
8.Sites attracting sheer number of Internet users to it is able to drive potential traffic to your site.
With passing of time, banner advertising happens to the advertising tool most of the advertising company and advertisers want to incorporate to their array of advertising campaigns to make sure they can successfully perform task of branding, multiply traffic of visitors and generating sales and profits.
from: articlesbase.com
Docxpertz: Pdf File Converter
DocXpertZ is an Expert PDF Converter that provides PDF to Word, PDF to RTF, Word to PDF, Excel to PDF and PowerPoint to PDF conversion solutions. It preserves the original layout and formatting. DocGuruZ provides useful, reliable and efficient PDF file tool conversion tool kit which supports all type of PDF conversions.
DocXpertZ products aid with document management. We also have a research department that works to develop products to enhance our computer based document management systems. Our programmers are experienced in a variety of programming languages and dedicated to the creation of high quality software that our growing numbers of customers rely on.
PDF related software components have been developed by our company since 2006 and are currently being utilized in a large number of our customer’s projects. We have gained vast experience in PDF technology, particularly in the domain of document publishing and analysis. See our awards list on www.docxpertz.com.
Product Type
• PDF – Word Converter
• Word – PDF Converter
• Excel – PDF converter
• PowerPoint – PDF Converter
Download free trial of each product from www.docxpertz.com
Product Features
• Batch conversion of PDF documents
• Easy-to-use wizard style interface for DocGuruz conversion tool.
• Image Extraction which Recovers Images separately
• Converts Password Protected PDF files
• Exact formatting and layout after conversion
How to try for FREE !!
The free trial of each product is available on www.docxpertz.com. Simply log on to the website and download the FREE trail of the product.
How to BUY ??
Easy payment options are available in order to buy this product with some on going promotion schemes. Read more at www.docxpertz.com
• Online Credit Card
• Check Money Order
• Purchase Order
• Credit Card by Fax
• Credit Card by Phone
We hope our entire product will meet your requirements. In case if you have any queries on question our 24*7 customer support team is always there to help you out.
For further assistance, you can reach us at contact@docxpertz.com
For sales queries: sales@docxpertz.com
For Technical Support: support@docxpertz.com
from: articlesbase.com
DocXpertZ products aid with document management. We also have a research department that works to develop products to enhance our computer based document management systems. Our programmers are experienced in a variety of programming languages and dedicated to the creation of high quality software that our growing numbers of customers rely on.
PDF related software components have been developed by our company since 2006 and are currently being utilized in a large number of our customer’s projects. We have gained vast experience in PDF technology, particularly in the domain of document publishing and analysis. See our awards list on www.docxpertz.com.
Product Type
• PDF – Word Converter
• Word – PDF Converter
• Excel – PDF converter
• PowerPoint – PDF Converter
Download free trial of each product from www.docxpertz.com
Product Features
• Batch conversion of PDF documents
• Easy-to-use wizard style interface for DocGuruz conversion tool.
• Image Extraction which Recovers Images separately
• Converts Password Protected PDF files
• Exact formatting and layout after conversion
How to try for FREE !!
The free trial of each product is available on www.docxpertz.com. Simply log on to the website and download the FREE trail of the product.
How to BUY ??
Easy payment options are available in order to buy this product with some on going promotion schemes. Read more at www.docxpertz.com
• Online Credit Card
• Check Money Order
• Purchase Order
• Credit Card by Fax
• Credit Card by Phone
We hope our entire product will meet your requirements. In case if you have any queries on question our 24*7 customer support team is always there to help you out.
For further assistance, you can reach us at contact@docxpertz.com
For sales queries: sales@docxpertz.com
For Technical Support: support@docxpertz.com
from: articlesbase.com
Online Ad Agency Using Blog for Marketing a Site
Benefits of Blogs have been strongly realized by the online ad agency. As a result, these ad agencies are incorporating these benefits to their strategies of marketing their clients' portal and branding their business through blogging. Thanks to celebs and eminent people, blogs are being seen as very much in vogue to everyone. Writing blogs has been another milestone of web media to prove how interactive and spontaneous it could be.
Having total freedom of expression without any specific length or formats of blog composition, writing blog comes quite naturally to most of us. All it takes is to pick up a topic to brainstorm a form of write ups to share with with the readers. That's why, contents of a blog is gnerated often in an informative tone or sometimes promotional tones. Online ad agencies encourage blog writing to use them as recommendations, referrals, reviews or reliable source of information to consult before buying a certain product/service. So, let us throw light upon benefits of blog marketing strategies taken by online ad agency.
First of all, blog is seen as a source of fresh content which is potent to attract readers as well as search engine spiders. Following blog strategy, upgrading and management of contents has turned out to be much easier.
Secondly, as blogs happen to be quite a happening way of online interactions. To draw people's attention to a site, various blogs can be uploaded on that site on the topic that interests your prospects' mind. Moreover, blogs are extremely search engine friendly, therefore, more blogs you include into a site, more traffic the site will attract.
Thirdly, regularly refreshed and updated contents of blogs drag same readers again and again. Therefore, blogging helps a great deal in retention of customers too.
Fourthly, blogs are able to attract people who mirror your personality and interests. You may find it difficult to make network of friends helpful in your business through a professional website. However, having blogs changes the scenario by pulling you to numerous people who would have interest in your business.
Fifthly, blogs are inexpensive and help people connect to each other through links. A blog is a cheaper means of marketing since all it takes is some investment pf time than considerable amount of money. You may also use contents of blogs as white papers, newsletters, articles etc.
Writing own blogs for your website makes you an expert advisor on the products you are selling through your site. Other than own site, you can post blog at other sites by giving a link to your site at the bottom for dragging traffic from other site to yours.
from: articlesbase.com
Having total freedom of expression without any specific length or formats of blog composition, writing blog comes quite naturally to most of us. All it takes is to pick up a topic to brainstorm a form of write ups to share with with the readers. That's why, contents of a blog is gnerated often in an informative tone or sometimes promotional tones. Online ad agencies encourage blog writing to use them as recommendations, referrals, reviews or reliable source of information to consult before buying a certain product/service. So, let us throw light upon benefits of blog marketing strategies taken by online ad agency.
First of all, blog is seen as a source of fresh content which is potent to attract readers as well as search engine spiders. Following blog strategy, upgrading and management of contents has turned out to be much easier.
Secondly, as blogs happen to be quite a happening way of online interactions. To draw people's attention to a site, various blogs can be uploaded on that site on the topic that interests your prospects' mind. Moreover, blogs are extremely search engine friendly, therefore, more blogs you include into a site, more traffic the site will attract.
Thirdly, regularly refreshed and updated contents of blogs drag same readers again and again. Therefore, blogging helps a great deal in retention of customers too.
Fourthly, blogs are able to attract people who mirror your personality and interests. You may find it difficult to make network of friends helpful in your business through a professional website. However, having blogs changes the scenario by pulling you to numerous people who would have interest in your business.
Fifthly, blogs are inexpensive and help people connect to each other through links. A blog is a cheaper means of marketing since all it takes is some investment pf time than considerable amount of money. You may also use contents of blogs as white papers, newsletters, articles etc.
Writing own blogs for your website makes you an expert advisor on the products you are selling through your site. Other than own site, you can post blog at other sites by giving a link to your site at the bottom for dragging traffic from other site to yours.
from: articlesbase.com
Sabtu, 26 Juli 2008
trading-Equity Line Credit
Ava FX is dedicated to providing the FX trader with an online FX platform with no compromise on integrity and fairness. Our state-of-the-art FX trading platform AvaTrader, is easy enough to be used by novice traders and yet it provides even the most sophisticated trader with all the necessary tools.
We offer all our traders personal service, ensuring that their trading experience is efficient and hassle free. We know what you need and are ready to serve you. You can begin by trying our free demo with a $100,000 practice account. Look at our resources, read our daily commentaries, sign up for a real account and then start trading.
Ava FX is backed by a large financial institution, which manages over $16 billion in assets. We value your trust and spare no efforts in assuring that your funds are safe and secure with us.
*The high degree of leverage that is obtainable in the trading of off-exchange foreign currency transactions can work against you as well as for you. Leverage can lead to large losses as well as gains.
Forex trading involves substantial risk of loss and is not suitable for all investors. Read full disclosure
Discover Business Card with Cashback Bonus
Rewards credit cards can offer some pleasant savings that nonrewards cards can't. How much you'll make back depends on the card you choose and your spending.
Before you shop, find out what kind of rewards card makes the most sense for you. Then you can start comparing credit cards on sites such as Bankrate, LowCards and CardRatings.
As you examine different rewards cards, look for the following "gotchas" in the terms and conditions.
Annual fees
Some rewards programs impose annual fees that could eat into the benefits of using the cards. For instance, airline cards branded with a particular carrier can have steep annual fees in the $80 or more range, says Curtis Arnold, founder of CardRatings.com. Typically, he says, you have to earn 25,000 miles to get a free ticket. Assuming you spend $8,000 a year on the card, and get a point for every dollar spent, it would take you more than three years to earn the free flight, and by then you'd have spent $240 in annual fees. You can get a round-trip ticket with a discount carrier for $250, Arnold says.
The advantage of paying that steep fee is the ability to combine earned miles through the card with frequent-flier miles, but it may make more sense to go with a straightforward cash-back card and simply buy a ticket through a discount carrier.
As for other cards, if they charge an annual fee, consider whether the benefits outweigh the cost. Looking at your current spending habits, do you anticipate charging enough to offset that yearly $49 pinch? If not, look for a card without an annual fee.
Expiration dates
Some rewards cards put expiration dates on rewards earned. Comb the fine print for that important restriction, because it may mean you won't have enough time to earn and use the points.
Take the example of a Visa card that Consumer Action surveyed a couple of years ago. The program advertised up to 4 percent cash back on purchases. "However, when you look at the fine print and run the numbers, it's actually possible to spend, over a four-year period, up to $50,000 on this card and not get back a penny in rewards," says Consumer Action spokesman Joe Ridout.
With this card, points expired after two years, and if purchases didn't fall into special categories that earned higher returns, you only earned one-quarter of 1 percent on the first $10,000 for a year.
"Say in year one you spend $12,000, you'd get back $25 on the first $10,000, then you'd start getting 1 percent after that," he says. "In the first two years you'd ring up about $60, plus or minus a couple dollars. But then those same points begin to expire because it's been two years and points expire after two years. You're accruing more of these points, but the ones from year one are expiring. This is the other catch: You cannot redeem these rewards until you've built up $100 equivalent. So you would never actually get to the point where you could redeem these rewards."
Rewards Credit Cards
THAT PAIN AT the pump you feel is about to get even more agonizing. Gas prices have increased 25 cents over the past month, lifting the average national price to an all-time high of $3.25 per gallon — and economists are predicting that some areas will hit $4 a gallon by late spring.
Blame crude oil prices, which reached an all-time high of $108.21 midday Tuesday, says Tom Kloza, director of editorial content for the Oil Price Information Service, which tracks and analyzes petroleum prices. What's even more worrisome is that the peak was hit before the seasonal spring run-up in prices, when refineries close for maintenance and switch from the winter to the summer-blend gasoline, explains Troy Green, a spokesman for AAA.
That cutback in supply typically leads to the biggest price swings of the year. On March 4 of last year (when the spring run-up began) the national average price of gas was $2.48. By May 24, 2007, it jumped to an all-time record high of $3.23. "Even if we estimate conservatively, we're still reaching all-time highs [on a national level]," says Green.
With the exception of abandoning your car for your walking shoes, using a gas rewards credit card is one of the easiest ways to alleviate some of your pain at the pump. "Because gas rebate cards give you a percentage back, the higher gas prices go the more valuable these cards are in your wallet," says Curtis Arnold, founder of CardRatings.com. A 3% rebate is like knocking 10 cents off the average national price of $3.25 a gallon.
MORE ON PERSONAL FINANCE FROM SMARTMONEY.COM
Top 5 Cheap Ways to Make a Car More Fuel-Efficient Sites Allow Frequent Fliers to Swap Miles for Cash, Awards Don't Take Bait of Brokerage Phishing ScamsBut as a growing number of savvy customers start taking advantage of the savings that gas rebate cards offer at the pump, credit-card companies are making it tougher for them to reap the cards' benefits. "Credit-card issuers have been trying to get people in the habit of using their cards for these everyday purchases," Arnold explains. "But such rewards are loss leaders. If everybody is using them, there's no way to profit." The end result? A cutback in incentives and plenty of fine print. Two years ago, most gas reward cards offered 5% rebates. Now, the average is 3%.
To keep your rebates from running out of gas, here are four things you need to watch out for before you apply for a gas rewards card:
Rebate caps
Many card issuers put caps on the amount you can spend each month or year, and still receive rewards. This isn't a recent fine print addition, but because drivers hit these caps more quickly as gas prices rise, it's worth comparing how much you typically spend on gas a month against these limits before selecting a card, says Scott Bilker, founder of DebtSmart.com. The Discover Open Road Card, for example, offers a generous 5% rebate on gas purchases — but that's only for the first $100 spent in each billing period. After that, you'll earn 0.25% to 1%, depending on your overall spending. Someone driving a Honda Accord in Los Angeles, where gas is averaging $3.57 a gallon, would hit the cap during their second fill-up in a given month.
Earning tiers
Even with $4 gas expected to arrive within the next few months, you may still not spend enough to get the full reward. Some cards assess rebates based on your total charges on the card, with bigger rewards only taking effect after you've done some big spending. Blue Cash from American Express offers 5% back on "everyday purchases" including gas, but only after you've charged $6,500 on the card in a given year. Prior to reaching that point, such purchases only earn 1%, while all others earn 0.5%.Rewards Cards
Search for a Credit Card by Bank...
 | Advanta Advanta Business credit cards offer 0% Intro and as low as 7.99% APR. Choose Between the Platinum Business Card, Advanta Life-of-Balance Platinum and the Advanta Platinum with Rewards. |
 | American Express American Express credit cards can earn up to 5% cash back with Blue CashSM. American Express cards offer free rewards program and great rates. Cards include Blue, Gold and Green Reward cards, Delta SkyMiles, Hilton Platinum, Starwood Preferred and Business Credit Cards. |
 | Bank of America Bank of America has many great credit card offers like Platinum Plus VISA Card, Worldpoints Platinum Plus VISA Card, Cash Rewards Platinum Plus MasterCard, World Mastercard with Worldpoints and many more. |
 | Capital One Capital One offers credit cards for frequent flyers and shoppers who want to redeem rewards for travel, merchandise or cash back. Capital One also features platinum Visa and MasterCard credit cards with competitive rates designed for all types of credit. |
 | JP Morgan Chase JP Morgan Chase provides many great offers: Platinum, Cash Plus Rewards, Flexible Rewards Card, Value Miles Platinum, Disney, Subaru, Toys "R" Us, Universal Entertainment Card, Gas Rebate Card, Continental Airlines and more. |
 | Citibank Citibank offers a great choice of cards with rewards, 0% APR for up to 12 months, low ongoing APR, no annual fee and instant online decision. Citi Platinum, Dividend, Diamond, Drivers, Upromise, and AT&T Universal Cards. Also see Citibusiness and student credit cards. |
 | Discover® Card Discover Bank Introduces the Discover® More Card with Cashback Bonus® Program - Earn 5% Cashback on gas purchases, and 0% Intro APR. Choose from various More card designs including Clear, Flag, Wildlife, Sealife Collection and more. Also available: Miles Card, Open Road Card, Business Cards, and Student Cards. |
 | First National Bank Credit Cards First National Bank of Omaha offers Visa credit cards for consumers with good credit seeking low interest rates, extended introductory APR periods, rewards and gasoline rebates. |
 | First Premier Bank First PREMIER Bank offers secured and unsecured credit cards. Get your Credit back on track! |
 | HSBC Bank HSBC Bank offers credit cards that include 5% Earnings and 0% Intro GM Card, the Orchard Bank MasterCard and the HSBC Platinum MasterCard. |
 | MasterCard Credit Cards The MasterCard, along with the Visa Card, are the most widely accepted credit cards in the world. MasterCard is owned by over 20,000 member organizations. They serve customers in over 210 countries, and process over 15 million transactions a day in over 180 currencies. |
 | Visa Credit Cards Visa credit cards are the number one credit card used by people around the world, Visa cards offer exceptional convenience and reliability. Visa has unsurpassed acceptance in more than 150 countries, as well as at Internet merchants. And with a Visa credit card, you can get cash at more than 840,000 ATMs in the Visa Global ATM Network. It's a secure, reliable way to pay for anything you need, anywhere in the world. |
Asbestos
sbestos is the name given to a number of naturally occurring, fibrous silicate minerals mined for their useful properties such as thermal insulation, chemical and thermal stability, and high tensile strength. Asbestos is commonly used as an acoustic insulator, and in thermal insulation, fire proofing and other building materials. Many products in use today contain asbestos.
Asbestos is made up of microscopic bundles of fibers that may become airborne when asbestos- containing materials are damaged or disturbed. When these fibers get into the air they may be inhaled into the lungs, where they can cause significant health problems.
This page provides access to information about asbestos. On this Web site, you may access general information about asbestos and its health effects. You may also read about what to do if you suspect asbestos in products, in your home or in your school (en español- asbesto en las escuelas).
If you wish to obtain more information on asbestos, EPA maintains a listing of asbestos resources available to the public. If you would like to locate an asbestos contact, EPA maintains a listing of federal and state asbestos contacts.
The National Directory of AHERA Accredited Courses (NDAAC) contains information about training providers and approved courses nationwide and is meant to serve as a comprehensive reference and resource document. It should be useful for those training providers who offer accredited asbestos courses and to all consumers of these training services. It is also intended for use by federal and state agencies involved in the training and accreditation of asbestos control professionals under the federal law, the Asbestos Hazard Emergency Response Act (AHERA).
EPA maintains a listing of the laws and regulations applicable to asbestos. A 1989 regulation to ban most asbestos-containing products was later overturned in court.
Insurance Companies
Cell phone insurance companies settle
Class-action agreement gives consumers more information on policies
About 25 million people will need a new cell phone this year because theirs has been lost or stolen. That’s why so many customers buy “equipment protection plans” for their wireless phones. These insurance policies, which normally sell for $4.99 a month, promise to replace your phone if it is lost, damaged or stolen — conditions that are not covered by the manufacturer’s warranty.
But do people who spend the extra money to protect their phone understand how these insurance policies work? Under terms of a settlement given preliminary approval by a federal judge in Florida last week, two of the biggest cell phone insurers agreed to clearly disclose the terms of their policies — and to pay more potentially as much as $60 million in compensation to millions of past customers.
Carlos Perez of Miami lost his cell phone in July 2004. He reported the loss to Asurion Insurance Services, the company that covered his Verizon phone. Asurion told Perez he would be required to pay a $50 deductible to get his replacement phone, which he did.
According to court documents, the replacement phone Perez received “was refurbished and/or of lesser value” than the one he had purchased from Verizon. The suit also alleges the phone “had many problems and simply did not work well.” For example, the battery was not tightly connected and would continuously detach from the phone.
In his lawsuit, which eventually became a class action, Mr. Perez claims he did not know he would have to pay a deductible or that the replacement phone would be refurbished and not new.
Consumers need to understand
Adam Moskowitz, counsel for the plaintiffs in this class-action suit, says other consumers had similar complaints. “They just didn’t understand how the process works.”
The purpose of the class action, Moskowitz told me, was to require the companies selling cell phone protection plans “to give customers more information, so they can decide whether this insurance is a good product for them.”
Click for related content
ConsumerMan: Why cell insurance is no good
The suit names the three major cell phone insurance companies: Asurion Corp. of Nashville, Tenn.; Lock\line LLC of Kansas City, Mo.; and Signal Holdings of Wayne, Pa. Since the lawsuit was filed in April of 2005, Asurion has purchased Lock\line and revised all its brochures to better explain how their protection programs work.
The brochure for Signal’s “Direct Protect” service continues to say it will “replace your equipment with the same model you had.” Attorney Moskowitz says that is “not adequate” because it does not clearly state that this replacement phone could be refurbished.
What’s the big deal about a refurbished phone?
Wireless companies have always said that their refurbished phones are as good as new. But I bet if you asked most people, they’d tell you a phone that’s been used by someone — and possibly turned in for repairs — is not as good as or worth as much as a new one.
CONTINUED: 'A pretty strict quality check'
Class-action agreement gives consumers more information on policies
About 25 million people will need a new cell phone this year because theirs has been lost or stolen. That’s why so many customers buy “equipment protection plans” for their wireless phones. These insurance policies, which normally sell for $4.99 a month, promise to replace your phone if it is lost, damaged or stolen — conditions that are not covered by the manufacturer’s warranty.
But do people who spend the extra money to protect their phone understand how these insurance policies work? Under terms of a settlement given preliminary approval by a federal judge in Florida last week, two of the biggest cell phone insurers agreed to clearly disclose the terms of their policies — and to pay more potentially as much as $60 million in compensation to millions of past customers.
Carlos Perez of Miami lost his cell phone in July 2004. He reported the loss to Asurion Insurance Services, the company that covered his Verizon phone. Asurion told Perez he would be required to pay a $50 deductible to get his replacement phone, which he did.
According to court documents, the replacement phone Perez received “was refurbished and/or of lesser value” than the one he had purchased from Verizon. The suit also alleges the phone “had many problems and simply did not work well.” For example, the battery was not tightly connected and would continuously detach from the phone.
In his lawsuit, which eventually became a class action, Mr. Perez claims he did not know he would have to pay a deductible or that the replacement phone would be refurbished and not new.
Consumers need to understand
Adam Moskowitz, counsel for the plaintiffs in this class-action suit, says other consumers had similar complaints. “They just didn’t understand how the process works.”
The purpose of the class action, Moskowitz told me, was to require the companies selling cell phone protection plans “to give customers more information, so they can decide whether this insurance is a good product for them.”
Click for related content
ConsumerMan: Why cell insurance is no good
The suit names the three major cell phone insurance companies: Asurion Corp. of Nashville, Tenn.; Lock\line LLC of Kansas City, Mo.; and Signal Holdings of Wayne, Pa. Since the lawsuit was filed in April of 2005, Asurion has purchased Lock\line and revised all its brochures to better explain how their protection programs work.
The brochure for Signal’s “Direct Protect” service continues to say it will “replace your equipment with the same model you had.” Attorney Moskowitz says that is “not adequate” because it does not clearly state that this replacement phone could be refurbished.
What’s the big deal about a refurbished phone?
Wireless companies have always said that their refurbished phones are as good as new. But I bet if you asked most people, they’d tell you a phone that’s been used by someone — and possibly turned in for repairs — is not as good as or worth as much as a new one.
CONTINUED: 'A pretty strict quality check'
Momentum Life Coaching
What is coaching
Coaching offers a profound level of support to move you from where you are to where you want to be. A distinct methodology and catalyst for permanent change, coaching honors the skills and resources you bring to the change process. A professionally trained coach will partner with you to set meaningful goals, create purposeful action steps, and design powerful strategies for permanent change. Whether it is losing those last ten pounds or developing a life balance plan, a professional coach will help you map out a game plan for success!
Who works with a coach
Our clients represent a diverse range of life experiences yet they share some common threads:
* They sense discord in their lives and they intuitively know that things can be better.
* They are open to discovering what gets in the way of performing their best.
* They are ready to partner with someone who will harness their strengths
* They want the inspiration to be all they were designed to be
What are the benefits of coaching
Working with a professional coach provides a host of life-enriching benefits:
Clarity: The fragmentation of life can keep you running incessantly. It is easy to lose touch with what is most important to you. Working with a coach allows you to create clear-cut goals that relect your personal values, priorities, and purpose. Coaching will give you something meaningful to achieve, not just a "to do" list to conquer.
Focus: Lack of focus is one of the top reasons people fall short of their goals. A coach will keep you focused on what you want to accomplish thus increasing your chances for success.
Rigor and Growth: Coaching is not for the faint of heart. In service of unveiling your personal best, a coach will move you out of your comfort zone and create space for personal growth, learning and development.
Results: A coach will provide accountability to help you follow through on your commitments. Serving as your champion, your partner, and your sounding board, a coach will celebrate your successes, work with your setbacks, and cheer you on to the finish line!
How can coaching help me become healthier
Sticking to healthy behaviors is tough. More than 90% of all diets fail and only 27% of us exercise on a regular basis. Even fewer of us eat well, get enough sleep, and keep stress to manageable levels. Working with a coach will help you honor your desire to make healthy changes that last.
Coaching will:
* Help you to make small yet powerful changes to inspire you to keep going.
* Support you in focusing on what you are moving toward rather than what you are leaving behind.
* Help you see optimal health as more than just a means to an end.
Get the results you want with the support you need! Read about our exclusive healthy edge coaching program.
How coaching works
We invite you to take advantage of a complimentary 30-minute coaching session to see if working with a coach is right for you. If you decide to continue, we ask that you commit to a three month coaching relationship. Your initial session will last approximately two hours. Most of our clients find this session extremely beneficial, rewarding, and self-revealing. Thereafter, your coach will create a regular coaching schedule based on your preference. Although each person is different, the majority of our clients get the best results with 2-3 hours of coaching per month, broken up into 45-minute sessions. You may decide to be coached more or less--the choice is yours.
How to select a coach >>
Coaching offers a profound level of support to move you from where you are to where you want to be. A distinct methodology and catalyst for permanent change, coaching honors the skills and resources you bring to the change process. A professionally trained coach will partner with you to set meaningful goals, create purposeful action steps, and design powerful strategies for permanent change. Whether it is losing those last ten pounds or developing a life balance plan, a professional coach will help you map out a game plan for success!
Who works with a coach
Our clients represent a diverse range of life experiences yet they share some common threads:
* They sense discord in their lives and they intuitively know that things can be better.
* They are open to discovering what gets in the way of performing their best.
* They are ready to partner with someone who will harness their strengths
* They want the inspiration to be all they were designed to be
What are the benefits of coaching
Working with a professional coach provides a host of life-enriching benefits:
Clarity: The fragmentation of life can keep you running incessantly. It is easy to lose touch with what is most important to you. Working with a coach allows you to create clear-cut goals that relect your personal values, priorities, and purpose. Coaching will give you something meaningful to achieve, not just a "to do" list to conquer.
Focus: Lack of focus is one of the top reasons people fall short of their goals. A coach will keep you focused on what you want to accomplish thus increasing your chances for success.
Rigor and Growth: Coaching is not for the faint of heart. In service of unveiling your personal best, a coach will move you out of your comfort zone and create space for personal growth, learning and development.
Results: A coach will provide accountability to help you follow through on your commitments. Serving as your champion, your partner, and your sounding board, a coach will celebrate your successes, work with your setbacks, and cheer you on to the finish line!
How can coaching help me become healthier
Sticking to healthy behaviors is tough. More than 90% of all diets fail and only 27% of us exercise on a regular basis. Even fewer of us eat well, get enough sleep, and keep stress to manageable levels. Working with a coach will help you honor your desire to make healthy changes that last.
Coaching will:
* Help you to make small yet powerful changes to inspire you to keep going.
* Support you in focusing on what you are moving toward rather than what you are leaving behind.
* Help you see optimal health as more than just a means to an end.
Get the results you want with the support you need! Read about our exclusive healthy edge coaching program.
How coaching works
We invite you to take advantage of a complimentary 30-minute coaching session to see if working with a coach is right for you. If you decide to continue, we ask that you commit to a three month coaching relationship. Your initial session will last approximately two hours. Most of our clients find this session extremely beneficial, rewarding, and self-revealing. Thereafter, your coach will create a regular coaching schedule based on your preference. Although each person is different, the majority of our clients get the best results with 2-3 hours of coaching per month, broken up into 45-minute sessions. You may decide to be coached more or less--the choice is yours.
How to select a coach >>
Life after Death (Consciousness)
Science does not understand how the mind works (contrary to how the well known psychologist, Steven Pinker, misleads us). There is no mechanism for how the brain can generate thoughts let alone how consciousness could come about. Brain cells have not been shown to give us thoughts and consciousness. Having a soul would explain all this if we choose to or deem it necessary to invoke the soul.
® We are conscious of our existence but also are capable of being conscious of our mortality or immortality, and coming to the realization that it is all for naught if we do not have eternal life – one could kind of think of this as the next level beyond consciousness. Considering we have such a high level of consciousness, I think we all have (to varying extents just like other traits) some part of our brain (coded for genetically which was probably designed for although it could have evolved also) which somehow stops us from thinking about the possibility we could cease to exist. Because the anxiety would be too great and would be such a detriment to us. For there is no evolutionary benefit to having such a level of consciousness if this anxiety comes with it and in fact would be a really harmful trait to have for any species with this accompanying burden. To later evolve a compensating trait (this ‘filter’ to stop us from thinking about ceasing to exist) would not make sense in terms of evolution – it would have to come about at the same time as the jump in consciousness and this is so highly improbable (much like an irreducible complexity scenario). Otherwise, this level of consciousness would be filled with such anxiety that it would be too much of an impediment for survival and would not be passed on – it would be a very negative mutation indeed.
The other possibility is that to keep us from being too anxious of our own mortality, our consciousness would have to be held back and evolve to this higher level we now possess in a series of steps. In between somewhere along the way to this advancement in mans consciousness, before it got to the point we were aware of our mortality/immortality implications and the state of hopelessness we would have been put in, this limitation on such thoughts would have to have evolved. Of course this would mean evolution is planning ahead and this is not what it does and we should not have to put it down to evolution being very lucky. Nor does the evidence showing the evolution of our consciousness show it occurred in a series of steps and instead the evidence shows a one time big jump in consciousness.
® From birth to say the age of 5 there is such a jump in our cognitive abilities and consciousness and thereafter at a much slower rate. It seems as if the brain develops just enough to allow some of our consciousness through (otherwise the ‘reducing valve’ is too strong – for example, prior to the age of 2). Consciousness is what likely gives us this “jump” to our brains. It hardly seems it can all just be attributable to some extra neural connections and accounted for by the brain alone. Thus, it looks like we start with a blank state for memories (along with life experiences) but not for consciousness. As we develop (and get older), further neural connections formed in the brain, allow us to utilize our consciousness better.
more..
® We are conscious of our existence but also are capable of being conscious of our mortality or immortality, and coming to the realization that it is all for naught if we do not have eternal life – one could kind of think of this as the next level beyond consciousness. Considering we have such a high level of consciousness, I think we all have (to varying extents just like other traits) some part of our brain (coded for genetically which was probably designed for although it could have evolved also) which somehow stops us from thinking about the possibility we could cease to exist. Because the anxiety would be too great and would be such a detriment to us. For there is no evolutionary benefit to having such a level of consciousness if this anxiety comes with it and in fact would be a really harmful trait to have for any species with this accompanying burden. To later evolve a compensating trait (this ‘filter’ to stop us from thinking about ceasing to exist) would not make sense in terms of evolution – it would have to come about at the same time as the jump in consciousness and this is so highly improbable (much like an irreducible complexity scenario). Otherwise, this level of consciousness would be filled with such anxiety that it would be too much of an impediment for survival and would not be passed on – it would be a very negative mutation indeed.
The other possibility is that to keep us from being too anxious of our own mortality, our consciousness would have to be held back and evolve to this higher level we now possess in a series of steps. In between somewhere along the way to this advancement in mans consciousness, before it got to the point we were aware of our mortality/immortality implications and the state of hopelessness we would have been put in, this limitation on such thoughts would have to have evolved. Of course this would mean evolution is planning ahead and this is not what it does and we should not have to put it down to evolution being very lucky. Nor does the evidence showing the evolution of our consciousness show it occurred in a series of steps and instead the evidence shows a one time big jump in consciousness.
® From birth to say the age of 5 there is such a jump in our cognitive abilities and consciousness and thereafter at a much slower rate. It seems as if the brain develops just enough to allow some of our consciousness through (otherwise the ‘reducing valve’ is too strong – for example, prior to the age of 2). Consciousness is what likely gives us this “jump” to our brains. It hardly seems it can all just be attributable to some extra neural connections and accounted for by the brain alone. Thus, it looks like we start with a blank state for memories (along with life experiences) but not for consciousness. As we develop (and get older), further neural connections formed in the brain, allow us to utilize our consciousness better.
more..
Life after Death (Origin of the Universe)
"I don't know what I may seem to the world, but as to myself, I seem to have been only like a boy playing on the sea shore and diverting myself in now and then finding a smoother pebble or prettier shell than ordinary, whilst the great ocean of truth lay all undiscovered before me".
Sir Isaac Newton
The questions we need to ask but cannot answer are ones such as: What was before the Big Bang? Why did it occur? What is beyond our universe or is it infinite? Are there more dimensions than the 3 we see plus time? Are there parallel universes? Is our universe but a speck of dust in another much bigger universe and so on? How was matter and energy created or where did it come from? When did time start? Was it an infinite time ago - it never started and has always been 'ticking'?
These questions can probably be never answered by science as we know it and require an intelligence much greater than us to answer these for us. Possibly, this greater being is the Creator of the universe (and maybe all universes)?
∙ Maybe time as we understand it does not exist beyond our universe. Beyond it, perhaps one could go backwards or forwards in time? This could possibly mean that matter and life (and God) have always existed and there is no beginning to it all.
∙ It should be noted that previously, the Big Bang was not the prevailing theory for the origin of our universe as it is now. This Big Bang origin made many people who were against a religious explanation to the origins of the universe, uncomfortable as it does add credence to an act of creation as the start of the universe. In fact, every question posed above indirectly infers a Creator.
Recently, physicists have practically come to the conclusion that the universe will continue to expand indefinitely. There will be no contraction and a never ending cycle of big bangs and contractions - our universe is a one time occurrence and this is indirect evidence for a special creation.
® Just as the universe as we know it (and anything beyond it if that is the case) could be infinite in size, matter could be infinitely small. So that theoretically, a universe with life in it that is as complex and diverse as our own, could exist in a single atom or even smaller quantum particle, and so on. In other words, a speck inside of our universe may hold a universe of its own and a speck inside of that universe may in turn hold its own universe, and so on, without limit. Likewise, our universe may be nothing more than a speck inside another universe and that universe in turn may be just another speck inside another universe and so on.
∙ What is the origin of electrons, protons, and all quantum matter? Where did this matter come from? How did we end up with these nice building blocks called atoms? Why are there approximately 100 unique atoms (elements) in the universe and not say millions or only one? It all seems too ordered and convenient.
® Life could start and new life forms could emerge on their own if atoms and molecules (from one or more or all quantum particles) had some type of inherent intelligence. And the sum of all of the individual intelligences of the atoms and molecules when they combine together in a life form, could be the intelligence of the life form that we observe. However, there is little (from quantum mechanics) or no evidence to support this and thus it is highly improbable.
® Is it possible that the unconditional love possessed by God or the universal consciousness is the source of energy or power that allowed the universe's creation and the life in it and also sustains it?
∙ If there are other worlds in this universe which contain life, we should NOT assume that:
(1) They are based upon a carbon - oxygen system; it may be even possible for life to exist based only on metals. Or even elements we do not know about.
(2) Life is based on cells - it may be of a different form such as a plasma type substance or even liquids and/or gases.
(3) Life would be only possible under the conditions we observe it on earth today. It could exist under vastly different temperatures and pressures from that on earth.
(4) Life would take a physical form. Life forms could be more like ghosts or spirit-like entities.
∙ Energy/matter is never created or destroyed, only transformed (1st Law of Thermodynamics). It would seem to be consciousness is a form of or analogous to a type of energy and therefore it is reasonable to think it cannot be destroyed and at most, only change form. The immortality of the soul may be the spiritual equivalent of the conservation of energy.
It is a possibility that the dark matter/energy in our universe which has never been directly measured (and its existence is believed necessary by physicists in order to account for the Big Bang and the way the universe has unfolded since) could partially be made up of consciousness and the spirit world.
∙ The anthropic principle states that the universe came about such that life could be possible somewhere in it because many factors just happened to work in its favour (such as the universe expanding at a special rate to allow the universe to become structured; if nuclear forces had been a little weaker only hydrogen would be stable and the periodic table of elements would not exist; if gravity had been much stronger, stars would be short-lived and living organisms would be crushed, etc.). The laws of physics are relatively speaking, simple. And they are such that life can be supported. One may believe that this fine-tuning of the universe was no accident. One may then argue that a Creator may have set the parameters favourable for life to evolve (in case it were not created under the same conditions) on its own without external interference. In this He may also have allowed for some mechanism whereby new species could be perpetually created (not necessarily evolution; especially important not just for diversity but for new species to replace ones that become extinct - note that species are allowed to become extinct because it is the souls that occupy them that matter and not the physical form taken).
If there many universes (even an infinite number), then we would expect the conditions favourable for creatures like us to flourish in some of them and we just happen to exist in one such universe.
Another way of looking at it is although the odds that everything was favourable to this outcome may be so slim, the fact of the matter is it happened. An analogy might be if the chance of winning a lottery prize of $1M is 1 in 10 million and you just won, then it has already happened and therefore the odds no longer matter as the outcome has occurred.
Sir Isaac Newton
The questions we need to ask but cannot answer are ones such as: What was before the Big Bang? Why did it occur? What is beyond our universe or is it infinite? Are there more dimensions than the 3 we see plus time? Are there parallel universes? Is our universe but a speck of dust in another much bigger universe and so on? How was matter and energy created or where did it come from? When did time start? Was it an infinite time ago - it never started and has always been 'ticking'?
These questions can probably be never answered by science as we know it and require an intelligence much greater than us to answer these for us. Possibly, this greater being is the Creator of the universe (and maybe all universes)?
∙ Maybe time as we understand it does not exist beyond our universe. Beyond it, perhaps one could go backwards or forwards in time? This could possibly mean that matter and life (and God) have always existed and there is no beginning to it all.
∙ It should be noted that previously, the Big Bang was not the prevailing theory for the origin of our universe as it is now. This Big Bang origin made many people who were against a religious explanation to the origins of the universe, uncomfortable as it does add credence to an act of creation as the start of the universe. In fact, every question posed above indirectly infers a Creator.
Recently, physicists have practically come to the conclusion that the universe will continue to expand indefinitely. There will be no contraction and a never ending cycle of big bangs and contractions - our universe is a one time occurrence and this is indirect evidence for a special creation.
® Just as the universe as we know it (and anything beyond it if that is the case) could be infinite in size, matter could be infinitely small. So that theoretically, a universe with life in it that is as complex and diverse as our own, could exist in a single atom or even smaller quantum particle, and so on. In other words, a speck inside of our universe may hold a universe of its own and a speck inside of that universe may in turn hold its own universe, and so on, without limit. Likewise, our universe may be nothing more than a speck inside another universe and that universe in turn may be just another speck inside another universe and so on.
∙ What is the origin of electrons, protons, and all quantum matter? Where did this matter come from? How did we end up with these nice building blocks called atoms? Why are there approximately 100 unique atoms (elements) in the universe and not say millions or only one? It all seems too ordered and convenient.
® Life could start and new life forms could emerge on their own if atoms and molecules (from one or more or all quantum particles) had some type of inherent intelligence. And the sum of all of the individual intelligences of the atoms and molecules when they combine together in a life form, could be the intelligence of the life form that we observe. However, there is little (from quantum mechanics) or no evidence to support this and thus it is highly improbable.
® Is it possible that the unconditional love possessed by God or the universal consciousness is the source of energy or power that allowed the universe's creation and the life in it and also sustains it?
∙ If there are other worlds in this universe which contain life, we should NOT assume that:
(1) They are based upon a carbon - oxygen system; it may be even possible for life to exist based only on metals. Or even elements we do not know about.
(2) Life is based on cells - it may be of a different form such as a plasma type substance or even liquids and/or gases.
(3) Life would be only possible under the conditions we observe it on earth today. It could exist under vastly different temperatures and pressures from that on earth.
(4) Life would take a physical form. Life forms could be more like ghosts or spirit-like entities.
∙ Energy/matter is never created or destroyed, only transformed (1st Law of Thermodynamics). It would seem to be consciousness is a form of or analogous to a type of energy and therefore it is reasonable to think it cannot be destroyed and at most, only change form. The immortality of the soul may be the spiritual equivalent of the conservation of energy.
It is a possibility that the dark matter/energy in our universe which has never been directly measured (and its existence is believed necessary by physicists in order to account for the Big Bang and the way the universe has unfolded since) could partially be made up of consciousness and the spirit world.
∙ The anthropic principle states that the universe came about such that life could be possible somewhere in it because many factors just happened to work in its favour (such as the universe expanding at a special rate to allow the universe to become structured; if nuclear forces had been a little weaker only hydrogen would be stable and the periodic table of elements would not exist; if gravity had been much stronger, stars would be short-lived and living organisms would be crushed, etc.). The laws of physics are relatively speaking, simple. And they are such that life can be supported. One may believe that this fine-tuning of the universe was no accident. One may then argue that a Creator may have set the parameters favourable for life to evolve (in case it were not created under the same conditions) on its own without external interference. In this He may also have allowed for some mechanism whereby new species could be perpetually created (not necessarily evolution; especially important not just for diversity but for new species to replace ones that become extinct - note that species are allowed to become extinct because it is the souls that occupy them that matter and not the physical form taken).
If there many universes (even an infinite number), then we would expect the conditions favourable for creatures like us to flourish in some of them and we just happen to exist in one such universe.
Another way of looking at it is although the odds that everything was favourable to this outcome may be so slim, the fact of the matter is it happened. An analogy might be if the chance of winning a lottery prize of $1M is 1 in 10 million and you just won, then it has already happened and therefore the odds no longer matter as the outcome has occurred.
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